Privacy Policy for SpendLane
Last updated: 20 September 2026
SpendLane is a personal budgeting and expense tracking app published by an independent developer in India.
This Privacy Policy explains what information SpendLane handles, where it is stored, and what happens when you choose to use features that require an internet connection.
Privacy contact: support@spendlane.in
The short version
SpendLane is designed with privacy in mind.
Your financial information stays on your device. There is no account to create, no SpendLane server to sign in to, and your transactions, budgets, balances, goals, receipts and other financial records are not uploaded to us.
SpendLane does not use advertising, analytics or cross-app tracking services.
A small amount of information can leave your device when you deliberately enable certain features:
- Crash reporting, if you enable it in Settings → Security & Privacy.
- Currency exchange rates, if you enable automatic rate refresh in Settings → Exchange Rates.
Premium purchases are handled by Apple or Google. SpendLane does not receive your payment card or billing information.
Information stored on your device
SpendLane stores the information you enter in the app on your device. This may include:
- Transactions and account information
- Budgets and financial goals
- Categories and tags
- Merchants
- Recurring transactions and rules
- Debts and assets
- Notes
- Receipt images
- Your profile name and photo
- Other information you choose to enter into the app
This information is stored in the app's private storage and is not uploaded to SpendLane servers.
On iPhone, your device may include SpendLane data in its normal iCloud backup. Those backups are provided by Apple and are governed by Apple's applicable privacy practices.
On Android, SpendLane does not use Google's automatic app backup. If you move to another device, you can use Settings → Data & Backup → Export a backup to transfer your information yourself.
Backups and exports
SpendLane gives you control over your data.
You can export your information at any time as a full backup, CSV file or Excel spreadsheet. When you export something, SpendLane creates the file on your device and hands it to your device's sharing interface. You decide where the file is stored or shared.
SpendLane does not upload exported files to its own servers.
Automatic backups, where available, remain within the app's storage on your device.
If you choose to password-protect an exported backup, the file is encrypted using the password you provide. The password is not stored by SpendLane. Because of this, a password-protected file cannot be recovered if its password is permanently lost.
App Lock and receipt images
If you enable App Lock, SpendLane protects receipt images stored on your device using device-level encryption.
The encryption key is protected by your device's secure storage and does not leave your device.
When App Lock uses Face ID, Touch ID or your device passcode, authentication is performed by your operating system. SpendLane does not receive or store your biometric information.
Information that may leave your device
Most of SpendLane works entirely offline. Two optional features can make network requests.
Crash reporting
Crash reporting is off by default.
If you enable crash reporting under Settings → Security & Privacy, SpendLane may send diagnostic information to Firebase Crashlytics, a service provided by Google.
This information may include:
- Crash reports and stack traces
- Device model
- Operating system version
- SpendLane version
- Technical information needed to understand and diagnose the problem
Crash reports are intended to contain diagnostic information rather than your financial records. SpendLane does not intentionally send transaction amounts, merchant names, notes, account details or other financial information as part of crash reporting.
You can turn crash reporting off at any time.
Crash diagnostic information is processed by Google on behalf of SpendLane and is also subject to Google's applicable privacy practices.
Currency exchange rates
Automatic exchange-rate refresh is off by default.
If you enable it under Settings → Exchange Rates, SpendLane requests published currency reference rates from an external exchange-rate service.
The request contains the currency information needed to obtain the relevant rates, such as USD or INR, together with the IP address normally associated with an internet request.
SpendLane does not send your transactions, balances, account information, amounts or personal profile information as part of an exchange-rate request.
If you use only one currency, no exchange-rate request is needed.
SpendLane may also make a rate request when you deliberately change your base currency so that the relevant conversion can be applied.
You can turn automatic rate refresh off at any time.
Premium purchases
SpendLane Premium is purchased through the Apple App Store or Google Play.
Apple and Google handle payment processing. SpendLane does not receive your payment card number, billing address or other payment details used to complete the purchase.
SpendLane uses purchase information provided by the relevant app store to determine whether Premium is active and, where applicable, when it expires.
Payments, refunds and cancellations are handled according to Apple's or Google's respective terms.
Permissions
SpendLane only requests device permissions when a feature requires them. You can continue using the app without granting optional permissions.
| Permission | Why SpendLane uses it |
|---|---|
| Photos | Attach an existing photo to a receipt or choose a profile picture |
| Camera | Scan a paper receipt |
| Save to Photos | Save a receipt image to your photo library when you choose to do so |
| Face ID, Touch ID or device passcode | Unlock SpendLane when App Lock is enabled |
SpendLane does not request access to your contacts, location, microphone, calendar, health information, SMS or bank accounts.
SpendLane cannot read your bank accounts or private messages.
If you deliberately share text with SpendLane, such as through your phone's share menu, the app may use that text to help pre-fill a transaction. The information is not stored by SpendLane unless you choose to save the resulting transaction.
Clipboard
SpendLane does not continuously monitor your clipboard.
The Add from text feature reads copied text only when you deliberately use the feature. The text is processed on your device to help pre-fill a transaction and is not sent to SpendLane.
Notifications
SpendLane reminders, including bill reminders, daily reminders, budget alerts and goal deadlines, are scheduled locally on your device.
SpendLane does not use push notification servers or push notification tokens for these reminders.
Children
SpendLane is not directed at children, and we do not knowingly collect personal information from children.
Because SpendLane is designed to keep user information on the device, we generally do not have access to personal information that may have been entered into the app.
If you have concerns about a child's use of SpendLane, please contact us at support@spendlane.in.
Your data and your choices
You remain in control of the information you enter into SpendLane.
Export
You can export your information at any time through Settings → Data & Backup.
Full backups, CSV exports and Excel exports are available, including on the free plan.
Delete
Deleting SpendLane from your device removes the app's local database and receipt files from that device.
Any backups or exported files you have saved elsewhere remain under your control and can be deleted separately.
Disable optional network features
Crash reporting and automatic exchange-rate refresh can each be turned off from the relevant settings.
Because SpendLane does not maintain a copy of your financial records on its servers, we generally cannot access, modify, export or delete those records for you. You can manage them directly from the app.
If you contact us about a privacy request, we will help where there is information or action that we can reasonably provide.
Data retention
SpendLane does not maintain a server-side copy of your financial records.
Your locally stored data remains on your device until you delete it, remove the app, or otherwise remove the relevant files.
Exported backups and files are controlled by you and may remain wherever you choose to store them.
Optional crash diagnostic information may be retained by the relevant service according to its applicable policies.
Purchase records are handled and retained by Apple or Google according to their respective policies and terms.
Third-party services
SpendLane uses a small number of third-party services:
| Service | Purpose | When information is shared |
|---|---|---|
| Google Firebase Crashlytics | Crash diagnostics | Only when you enable crash reporting |
| External exchange-rate service | Currency reference rates | Only when you enable automatic rate refresh |
| Apple / Google | Premium purchase processing | When you purchase Premium |
SpendLane does not use advertising networks, analytics platforms or cross-app tracking services.
We do not sell your personal information.
Data security
SpendLane is designed so that your financial information remains on your device rather than being stored on a SpendLane server.
The app uses the security features provided by your device and operating system where appropriate.
You should also protect your device with a passcode or other appropriate security measures and take care when sharing exported files or backups.
Changes to this Privacy Policy
This Privacy Policy may occasionally be updated to reflect changes to SpendLane or its privacy practices.
When a significant change is made, the updated policy will be made available through the app or its release notes. The date at the top of this policy will also be updated.
Contact
If you have a question about SpendLane or this Privacy Policy, you can contact us at:
For technical issues, it is helpful to include your SpendLane version, device model, operating system version and a description of what happened. Please avoid including financial information unless it is necessary to explain the issue.
For privacy-related requests, you can use the same email address. Since SpendLane does not maintain a copy of your financial records on its servers, many data-related actions can be completed directly through Settings → Data & Backup.
You may also contact the relevant data protection or privacy authority in your country if you have concerns about how your personal information is handled.